Author: Cenco Roofing

Thanks to the Owens Corning team for hosting our ‘On The Job’ training day at their shingle production facility in Denver. We strive to be better every day and share that knowledge with customers. Kudos to Geoff Bloom and the OC team for sharing their time and expertise as we train for success! Cenco is a proud, platinum preferred roofing contractor always delivering roofing systems with best practices in mind. Even if you do not purchase or upgrade to the Owens Corning Platinum Preferred Warranty (which is currently free with the purchase of a new roofing system), Cenco will still install your roof based upon Owens Corning’s platinum preferred standard. Your satisfaction is our guarantee!

No matter where you live, the weather plays a large role in your life. From determining what you wear to affecting the condition of your home. For that reason, you should always educate yourself and monitor its changes. The following are just a few weather-related things that you should keep in mind and how they can affect the roof on your house.

Look Out for Hail

While Denver is fairly dry throughout fall and winter, May and June create the ideal environment for hailstorms. The huge pieces of hail and strong winds can harm your roof in a matter of seconds. When this occurs, you shouldn’t hesitate to contact roofers in Denver to get the problem fixed before the rain gets in your home and creates a bigger problem.

Bundle Up in the Winter

It’s no surprise that the winters in Denver can get downright chilly. It’s common for temperatures to dip below zero, which can make it difficult to keep your home cozy. With proper insulation and roofing installation techniques, roofing contractors can help make your home more comfortable and easy to heat even when the temperature’s reach record-breaking lows.

Tornadoes CAN Happen

Many people think that Denver is far enough away from Tornado Alley, so they never worry about the possibility. However, Denver has seen its fair share of destructive tornados. Even if your home doesn’t get hit directly by a tornado, the strong winds can create damage to your roof. The best thing that you can do to protect yourself is to make sure that you maintain your roof to withstand the weather.

Snow, Snow, and More Snow

On average, Denver experiences its first snowfall far earlier than other major cities in America, excluding those in Alaska, and the snow can fall as late as mid-June. Over time, accumulated snow can really start to wear on your roof. In some circumstances, it can be gradual over several seasons, but in times when the snow never seems to cease, the weight can be too much for aging roofs to stand.

Don’t Sweat the Summer Heat

Even though Denver gets incredible amounts of snow and cold weather, the summers can be just as extreme. In fact, the dry summers combined with high temperatures can create the ideal climate for horrific wildfires. Although, you are more likely to struggle with keeping your home cool rather than battling fires. Fortunately, the right Denver roofing materials can reduce your cooling bills when temperatures reach above 100 degrees Fahrenheit.

If you have a weather-damaged roof or want to improve its efficiency for a more comfortable home year-round, we encourage you to reach out to Cenco Building services for all of your roofing needs. You can call our roofing company in Denver find out more about our replacement and repair services or fill out our online form to request your complimentary project quote.

A roofing company will typically jump at the opportunity to evaluate roofs after a hail, snow or wind storm. Oftentimes, storm chasers or door-to-door roof salesmen will begin knocking on doors the day after a damaging storm has moved through an area. At Cenco Building Services, we don’t send out canvassers or roofing salesmen to assess roof damage. The Cenco Building Services team consists of licensed adjusters and general contractors that examine an entire property, including the roof, as would be required of an insurance adjuster after a storm. Due to our unique professional experience, we ensure a comprehensive, honest inspection with candid feedback and written documentation that is will be accepted by your insurance carrier. Since most property owners are unaware of what an adjuster looks for when examining a home after a storm, it important to understand the adjuster’s role: To establish whether covered peril damage exists, and document the extent of that damage under the policy coverage. In the case of hail, they are look to document the SIZE, FREQUENCY, and DIRECTIONALITY of the hail and what it damaged at the property. The following list provides six (6) signs of damage that indicates repair or replacement is warranted: Excessive granule loss: While granule loss alone, even in large amounts, does not justify repair or replacement, it signals that the lifetime of the roof may have been compromised. Missing and/or damaged shingles: A requirement for covered peril damage is that the functional utility of a shingle has been diminished on the roof’s surface, either from hail (ruptured matting) or wind (missing or broken shingles). Dented vent housing: The metal roof vents, also referred to as box or turtle vents, may have sustained dents, which are used to demonstrate the size and frequency of hail for claims. Damaged gutters: Similar to excessive granule loss, damaged gutters provide an indication of the size, frequency and directionality of hail and indicates compromised functional utility. Collateral Damage: Other items on the exterior of the structure will also be examined and documented, including damage to paint, trim, HVAC units, windows, screens, fences and personal property. The goal is to establish and document credible signs that explain to the claims department of the insurance carrier the nature and extent of damage at your property. Signs of leaks: An adjuster will look for signs of leaks, such as peeling exterior paint under roof eaves, curling or buckling of shingles, damaged or rusted flashing, and roof rot. You may also notice leaks on the interior ceiling that will present as dark spots which may or may not be accompanied by peeling interior paint.

Contact Cenco Building Services Today

Understanding what constitutes a covered peril is the first step in having your property evaluated. This determines whether or not it is even appropriate to file a claim at your property. The next best step is to call Cenco Building Services. We send out licensed independent adjusters to perform every inspection to ensure proper inspections are conducted and documented. In the event damage is discovered, our experienced staff will walk you through the claims process with your insurance company. Schedule your no-obligation roof evaluation today by calling (720) 583-1690 and learn how easy and stress-free it can be to work with the Cenco Building Services team!

With the sudden flash of sporadic spring storms that offers little warning of the impending hail , you may find yourself wondering how you can protect your roof from hail damage before the next storm swiftly hits. At Cenco Building Services, we understand the extensive damage that Colorado hail storms can cause to a roof as our specialists also live and work in Denver. Unlike the “storm chasers” that knock on your door after hail has made its mark on our community, the Cenco Building Services is fully licensed, insured and bonded Denver roofing company, which means our specialists must provide superior, quality service to every client to ensure complete satisfaction, favorable reviews and repeat business. As part of our commitment to protecting the roofs of Denver Metro residents from hail damage, we hold firm that belief that you as a homeowner must be made aware of how to protect your roof from hail damage. Hail, which is literally blocks of ice, can range in size from a pea to golf ball. When a home is not protected by an impact-resistant roof, it cannot withstand the force of the hail. Many Denver homeowners falsely believe that smaller hailstones cannot cause damage to the integrity of a roof, which is true if you have an impact-resistant roof. However, with lower quality roofing materials that are not manufactured to stand against the battering of hail, even small stones can scrape away at the covering on the roof shingles. When high winds accompany the hail, the roof damage is blatantly visible with granules scattered on porches and, possibly, sections of shingles lying on the ground. The best way to protect your roof from hail damage is to have Cenco Building Services inspect the condition of your roof and offer a recommendation as to whether your roof is in need of replacement due damage, age and/or shoddy materials. Our specialists will assess your roof as an insurance adjuster would assess it, not as a salesman. We understand that your insurance company must visually inspect your roof and approve the report we submit, so our roofing specialists do not exaggerate the damage in an attempt to garner a higher claim for the roof replacement. Cenco Building Services is an honest, forthright company that works to get you the best roof that your insurance company will approve in a timely manner. When you choose Cenco Building Services for your roofing repair needs, you can be certain we were still be in Denver to stand behind our workmanship long after the storm is over and we’ve completed your roofing project. At Cenco Building Services, we focus on servicing Denver Metro area residents with their roofing, restoration and remodeling needs, so contact us today by calling (720) 583-1690.

“Don’t worry about it… it’s an act of God claim. It won’t affect your insurance anyways.” In the aftermath of natural disasters, such as hail or windstorms, you often similar things from roofing salesmen out drumming up new business on the street. But what is an Act of God from the point of view of your insurance company? A recent article on CBS News put it this way: “”Acts of God,” for insurance purposes, are defined as events that occur through natural causes and could not be avoided through the use of caution and preventative measures. In essence, the phrase “Acts of God” refers to natural disasters.” In theory, barring putting a bubble around your house there is nothing you could have done to protect your home….right? Wrong. Remember that insurance is all about shared risk. Some of that risk comes from a profile of you and your home, and how you contribute to the risk pool. Anything you might do (overflow the bathtub, create a fire in the kitchen) that makes you more risky runs the risk of upsetting the applecart. But part of that shared risk is also where you live, and what might be expected to happen there. A snowstorm in Phoenix, and subsequent ice damage, is very unlikely, so due to extremely low risk, it may or may not be considered an “Act of God” and may or may not be excluded in your policy. If you live in Denver, where hail is prevalent, you better believe that Hail has been addressed as a policy component and calculated into the shared risk in your policy (either through rates or policy endorsements). Rather than devolving to the “Act of God” discussion, it is more helpful to discuss with homeowners any actual damage and how their behavior in response to it might affect their coverage. For example:

• If you file a claim at the drop off a hat, for example, your behavior is more risky than the other participants in your shared risk pool. So even if all of your claims are legitimate and caused by a covered peril, a carrier may choose to drop you.
• If you call the insurance company to start claims and they can’t validate the damage, it can also constitute a risky behavior that could affect your continued coverage.
• On the other side of the fence, if you have actual damage and do not address it, you may lose the opportunity to have that damage recognized at later time by your carrier.

So how can you make sense of it all when a roofing salesman knocks on your door?Here are five helpful tips to follow:

If your roof is leaking, there’s a good chance a simple patching is all that would be required to fix the problem. Unless your roof is older or was severely damaged in a natural disaster, a full roof replacement often it is not necessary. If you’re like most homeowners, you’re probably concerned about cost of such a job and want to know: What are typical costs for roof repairs?

Average Cost to Repair a Roof

First and foremost, accurate roof repair estimates require an up-close and in person examination of your roofing system. This will require determining the type, age and condition of the shingles, ridge and valleys on your property. But it also requires careful examination of the flashings, ventilation system, any structural items that affect the roof longevity, as well as the interaction with drainage and HVAC systems. It is best to have a trusted, licensed professional conduct this type of inspection for appropriate feedback. You can make an educated guess about repair costs from common material and labor averages:

• The typical repair costs for one square foot of asphalt roofing ranges from $100 to $350.

• The typical repair costs for one square foot of shake roofing ranges from $200 to $400.

• The typical repair costs for one square foot of tile roofing ranges from $200 to $800.

The typical repair costs for one square foot of asphalt roofing ranges from $100 to $350. The typical repair costs for one square foot of shake roofing ranges from $200 to $400. The typical repair costs for one square foot of tile roofing ranges from $200 to $800. Of course, the cost to repair your own roof will depend on the size of the area that needs to be repaired, the type and style of product, and the complexity of the repair.

Factors that Affect the Cost

Additional factors may affect the final price of your roof’s repair include:

• Flashing: This is the vinyl or metal stripping that acts as a sealed barrier between roofing and skylights, chimneys, ventilation exhausts and siding on multiple level roofs. Flashing may also be used and required where the roofing slopes into a valley, as well as to ensure water runs into the gutter system. Flashing repairs or replacement can run anywhere from $50 to $500 depending on the location and complexity of the repair.

• Roof pitch: Your roof pitch may also affect the price of repairs. Homes with moderate pitched roofs are the cheapest and easiest to repair. Flat roofs with no pitch, as well as steep roofs will cost more to patch due to the complexity of completing the repairs.

• Materials: The cost of matching materials is the single biggest cost-factor. Asphalt composite shingles are the least expensive option. Cedar shakes and cedar shingles are more expensive, followed by concrete tiles, stone coated steel and standing seam metal roofing. Synthetic composite products and natural slate products are the most costly to repair or replace.

• Debris removal: Whether patching a small or large area of your roof, debris will need to be removed and disposed. Roofing companies factor removal costs into their estimates. Removal fees include the cost to remove, haul and dispose of materials at a landfill.

• Permits and fees: In addition to the actual costs of repairs, you may also need to pay for permits. The roofing company will make arrangements to secure the permit on your behalf, but you will be responsible for paying the fees for it.

Flashing: This is the vinyl or metal stripping that acts as a sealed barrier between roofing and skylights, chimneys, ventilation exhausts and siding on multiple level roofs. Flashing may also be used and required where the roofing slopes into a valley, as well as to ensure water runs into the gutter system. Flashing repairs or replacement can run anywhere from $50 to $500 depending on the location and complexity of the repair. Roof pitch: Your roof pitch may also affect the price of repairs. Homes with moderate pitched roofs are the cheapest and easiest to repair. Flat roofs with no pitch, as well as steep roofs will cost more to patch due to the complexity of completing the repairs. Materials: The cost of matching materials is the single biggest cost-factor. Asphalt composite shingles are the least expensive option. Cedar shakes and cedar shingles are more expensive, followed by concrete tiles, stone coated steel and standing seam metal roofing. Synthetic composite products and natural slate products are the most costly to repair or replace. Debris removal: Whether patching a small or large area of your roof, debris will need to be removed and disposed. Roofing companies factor removal costs into their estimates. Removal fees include the cost to remove, haul and dispose of materials at a landfill. Permits and fees: In addition to the actual costs of repairs, you may also need to pay for permits. The roofing company will make arrangements to secure the permit on your behalf, but you will be responsible for paying the fees for it. There are several factors to consider when estimating the cost of roof repairs. A simple patch may only cost $100 to $200, while a larger, more complex job may cost close to $1,000. A licensed professional roofer can provide you with an accurate estimate after seeing the roof first-hand.

If you lived within a several block radius of Denver’s South Irving Street between West Dakota Avenue and West Alaska Place on June 6, 2015 or happened to drive by the area, chances are you saw the unusual and uncommon sight of massive piles of hail. The pavement, sidewalks, cars, and homes were covered up to a height of 4 feet by plowable hail. It looked as if it had snowed in June for these Denver homeowners. In fact, plowable hail has fallen in Colorado one or more times per year since at least 2009 measuring from 2 inches up to over 4 feet deep.The weight of the plowable hail is considerably damaging to roofs as is the speed with which it falls. These piles of deep hail can accumulate in a very short period of time, which does not allow the hail to rapidly melt as with typical storms that drop hailstones. Therefore, when it begins to slowly melt, the water flow can leak into crevices, cracks and collapsed portions of roofs.A major concern for Colorado residents may not be the novel occurrence of plowable hail. However, hail can wreak serious damage to an already aged and/or damaged roof. A roof inspection after a hailstorm with quarter-sized stones is your best defense against a compromised roof that can allow moisture and water to seep into your home causing widespread damage that reaches far beyond the shingles. If you believe that your roof may have sustained hail damage or it has been over a year since your roof was last inspected, contact the roofing experts of Cenco Building Services. One of our team members will provide you with an honest assessment of the condition of your roof with a timeframe during which your roof should be either replaced or reevaluated. We serve Denver metro area residents with all of their roofing services, restoration and remodeling projects, so schedule your no-obligation roof inspection by calling our friendly staff today at (720) 583-1690.

Deductibles are widely misunderstood by policyholders. In fact, understanding the deductible is one of the most common questions we are asked in working with property owners in the aftermath of a natural disaster that triggers a covered peril. Simply put, the deductible is your contractual obligation with the insurance company to pay a set amount of the total covered damages. An example illustrates this fairly simply: Homeowner Bob sustained hail damage to his house in a recent storm. His insurance company sent an adjuster, who determined that the hail damage was a covered peril, and that his home sustained damages valued at $10,000. Bob had a $1,000 hail/wind deductible. Under the terms of his policy, therefore, Bob would pay the first $1000 of his repairs and the insurance company would defray the remaining $9,000 of expenses to complete his $10,000 worth of repairs.

• This cost to the homeowner of $1000 for repairs is what Bob agreed to in calculation of his premiums, and it is therefore deducted from the monies paid to him from the insurance carrier. However, the value of his damages and the value of the work required to restore his home remains at $10,000, as assessed by the adjuster.

• Here is where is gets complicated for many property owners. If, during the course of repairs, it is determined that additional items are required to restore Bob’s home that were not accurately assessed by the field adjuster, they may supplement and raise…or lower…the adjusted value of his claim.
  Suppose that a permit is pulled to complete the work, or a building code requirement triggers additional items that need to be completed in order to complete the repairs, the valuation of Bob’s damages may rise from $10,000 to $15,000, for example.

• Whether the final scope of repair work remains at $10,000 or rises to $15,000 due to supplements, what never changes is Bob’s contractual obligation to pay the first $1,000 of his repairs (also known as the deductible).

• Since the deductible represents the contractual obligation between the policyholder and the insurance carrier, it is illegal for a general contractor or sub-contractor to defray this cost, in part or in whole. That prohibition was codified in the Roofing Consumer Rights Bill, SB38, which became law in Colorado in June 6, 2012 (see attached copy explaining CO SB38).

It is worthwhile to review this bill for the discussion of deductibles, as well as to understand other rights and responsibilities as a policyholder in the aftermath of a disaster that might trigger an insurance claim on your property.

When it comes to choosing a roofing contractor for your project, it’s critical to consider the following points: When it comes to choosing a roofing contractor for your project, it’s critical to consider the following points: When it comes to choosing a roofing contractor for your project, it’s critical to consider the following points:

1. Take your time

As bad as most hail and wind storms appear, the damage they cause is degenerative and deteriorates over time. While ,any roofing contractors are focused on hard sell and scare tactics, most roofs are not in immediate danger of leaking. The only exception is if your roof is leaking!

2. Fix immediate leaks

As a property owner, you have an obligation under your insurance policy to protect your home from further damage. If you have a leak, don’t wait to get a temporary repair. Get a qualified roofer out to complete a temporary repair and then save your receipts. Any costs associated with such repairs should be reimbursable as a part of your claim.

3. Accept door knockers with a grain of salt

Door knockers are an unfortunate reality in the aftermath of storms. Even many reputable companies use them. Why? Because they work. Unfortunately, many knuckle head contractors rely on door knockers as their only source of business generation. Since it is often impossible to distinguish between a reputable company and a storm chaser at the door, do not be coerced into signing a contract by a door knocker. Instead, accept their information for what it is-information.

4. Check their BBB page:

Not only should a reputable contractor be a member, but you can also learn valuable information about them. Who owns them, are they in fact local, have they had complaints in the past? All of this will give you a good idea on their level of service to customers and what you expect in dealing with them.

5. Check former customer reviews

6. Check for insurance AND workman’s comp insurance

Every one carries general liability insurance. Most contractor’s do NOT carry workman’s comp insurance. Since it is expensive (since so few people carry it, and construction is inherently dangerous) be sure the contractor can provide you with evidence of both types of insurance before they begin any work at your property.

7. Know the CO roofing and consumer laws:

Check for SB38 compliance in contracts and know your rights, about deposits, workmanship and inspections

8. Look for documentation from your contractor:

Believe it or not, there are still a lot of roofing contractors out there who hand write 2 line estimates, or tell you they will operate for “insurance proceeds.” Be sure to get a detailed estimate from your contractor, that lists the components, quantities and unit costs of materials they intend to use at your property.

The roof on your home or commercial building is a major investment. As part of your capital plan, you should have it regularly inspected and maintained in order to preserve its value and longevity. Like many property owners, however, you may have overlooked the importance of routine maintenance of your roof. Don’t be alarmed! The motto “better late than never” absolutely applies to having your roof professionally inspected by a Denver roofing company and maintained for the future. Cenco Building Services provides a comprehensive maintenance program that includes regular service appointments to inspect, maintain and complete any needed repairs. Our regular service appointments are performed before the Spring and Winter seasons each year and a supplemented after major storms with high winds, heavy rainfall, significant snowfall and/or damaging hail. During these service appointments, our trained roof technicians will assess your roof for any indications of damage, determine if repairs or replacement are warranted. Each inspection covers the following items:

• Missing, loose or compromised field roofing, ridge cap, headwall flashing, and drip edge

• Leaks due to unsealed or missing shingles and/or ice damming

• Dented vent housing

• Dented or clogged gutters

• Chimney or mortar damage

• Rust and deterioration along furnace vents and exhaust pipes

• Cracked or missing caulk along flashings, vents and exhaust pipes

• Insect or pest infestation

• Build-up of algae or mold, or tree sap

• Broken or dangerous tree limbs

• Birds’ nests or excessive bird droppings on the shingles

Missing, loose or compromised field roofing, ridge cap, headwall flashing, and drip edge Leaks due to unsealed or missing shingles and/or ice damming Dented vent housing Dented or clogged gutters Chimney or mortar damage Rust and deterioration along furnace vents and exhaust pipes Cracked or missing caulk along flashings, vents and exhaust pipes Insect or pest infestation Build-up of algae or mold, or tree sap Broken or dangerous tree limbs Birds’ nests or excessive bird droppings on the shingles Contact Cenco Building Services Today Cenco Building Services specializes in roof maintenance, roof repairs, and roof replacements for residential and commercial properties. Our regular, cost effective maintenance services help you to avoid costly replacements down the road. Before you trust your roofing services to a storm-chasing company that may not be around if your roofing fails, contact Cenco Building Services team. We are locally owned, operate locally and buy local! In other words, we will be around this time and the next time you need us! Schedule your appointment today by calling (720) 583-1690 and let our roof experts inspect your property.