SO YOU HAVE A CLAIM: NOW WHAT?

9 June, 2018

Most property owners are unaware that they are contractually obligated to do certain things in the event of an insurance loss. These responsibilities are listed right there in your policy. Failure to do them can nullify a covered peril claim in part or whole. As a policyholder, you MUST see the following are done in […]


BEWARE OF COMPLETION DATES!

9 June, 2018

In the wake of an insurance loss, the policyholder has certain contractual obligations under the terms of their policy. It is important to know and understand these obligations. These include protecting your property from future losses (completing temporary repairs, as possible, until the damage can be evaluated by your carrier) as well as a timely […]


DO I HAVE TO FILE MY CLAIM BY A CERTAIN DEADLINE?

9 June, 2018

Claim filing deadlines is an often asked question, and poorly understood area in homeowner insurance policies. Most insurance policies do not specify a deadline for filing a new claim under your policy. So technically, you can file a claim for a covered peril at any time after the peril occurs. Certainly, your insurance carrier will […]


HOW TO MAKE SURE YOUR ROOF IS READY FOR THE WINTER IN DENVER

9 June, 2018

Wintertime in Denver brings sparkling snow, some brisk temperatures and snow! But it also yields lots of sunny, warm days. While Coloradans enjoy the refreshing change of seasons and the mix of sun and snow, it can wreak havoc on your roofing system. The reason? Constant expansion and contraction. While imperceptible to the naked eye, […]


MOST COMMON WINTER ROOF PROBLEMS IN DENVER

9 June, 2018

Winters in Denver can run hot and cold, with the sun often shining within hours of snow falling. This can impact the longevity of your roofing system from melting snow and winter winds.Melted snow leads to water runoff, and melting ice dams, which can not only prematurely age older roofs but also defeat your gutter […]


HOW DO I AVOID THE STORM OF STORM CHASERS?

9 June, 2018

After every hailstorm comes another storm – the storm of storm chasers! In Colorado, homeowners will be plagued with one or more contracting companies knocking on their doors immediately after damaging hailstones fall. Why? Many companies send out their door-to-door roofing salesmen asking to check your roof after a storm. Their goal is to “lock […]


What is the average lifespan of a roof?

9 June, 2018

Roofs protect your home against the elements. One of the very first things a person looks at when buying a home is the condition of the roof. Why? Roof repair and replacements are costly, and you always want to choose a roof that will last as long as possible. What is the average lifespan of […]