A roofing company will typically jump at the opportunity to evaluate roofs after a hail, snow or wind storm. Oftentimes, storm chasers or door-to-door roof salesmen will begin knocking on doors the day after a damaging storm has moved through an area. At Cenco Building Services, we don’t send out canvassers or roofing salesmen to assess roof damage. The Cenco Building Services team consists of licensed adjusters and general contractors that examine an entire property, including the roof, as would be required of an insurance adjuster after a storm. Due to our unique professional experience, we ensure a comprehensive, honest inspection with candid feedback and written documentation that is will be accepted by your insurance carrier. Since most property owners are unaware of what an adjuster looks for when examining a home after a storm, it important to understand the adjuster’s role: To establish whether covered peril damage exists, and document the extent of that damage under the policy coverage. In the case of hail, they are look to document the SIZE, FREQUENCY, and DIRECTIONALITY of the hail and what it damaged at the property. The following list provides six (6) signs of damage that indicates repair or replacement is warranted: Excessive granule loss: While granule loss alone, even in large amounts, does not justify repair or replacement, it signals that the lifetime of the roof may have been compromised. Missing and/or damaged shingles: A requirement for covered peril damage is that the functional utility of a shingle has been diminished on the roof’s surface, either from hail (ruptured matting) or wind (missing or broken shingles). Dented vent housing: The metal roof vents, also referred to as box or turtle vents, may have sustained dents, which are used to demonstrate the size and frequency of hail for claims. Damaged gutters: Similar to excessive granule loss, damaged gutters provide an indication of the size, frequency and directionality of hail and indicates compromised functional utility. Collateral Damage: Other items on the exterior of the structure will also be examined and documented, including damage to paint, trim, HVAC units, windows, screens, fences and personal property. The goal is to establish and document credible signs that explain to the claims department of the insurance carrier the nature and extent of damage at your property. Signs of leaks: An adjuster will look for signs of leaks, such as peeling exterior paint under roof eaves, curling or buckling of shingles, damaged or rusted flashing, and roof rot. You may also notice leaks on the interior ceiling that will present as dark spots which may or may not be accompanied by peeling interior paint.
Contact Cenco Building Services Today
Understanding what constitutes a covered peril is the first step in having your property evaluated. This determines whether or not it is even appropriate to file a claim at your property. The next best step is to call Cenco Building Services. We send out licensed independent adjusters to perform every inspection to ensure proper inspections are conducted and documented. In the event damage is discovered, our experienced staff will walk you through the claims process with your insurance company. Schedule your no-obligation roof evaluation today by calling (720) 583-1690 and learn how easy and stress-free it can be to work with the Cenco Building Services team!
